This Creamy White Chicken Chili is rich, comforting, and packed with tender chicken, creamy white beans, mild green chilies, sweet corn, and a flavorful blend of garlic and warm spices. A silky cream cheese broth brings everything together for a cozy, satisfying meal perfect for chilly evenings or an easy family dinner.
Recipe Information
Prep time: 15 minutes
Cook time: 30–35 minutes
Total time: 45–50 minutes
Servings: 6
Cuisine: American-inspired
Course: Main dish
Difficulty: Easy
Ingredients
For the chili
2 tablespoons olive oil
1 medium yellow onion, finely chopped
3 cloves garlic, minced
1½ pounds (680 g) boneless, skinless chicken breasts or thighs
2 cans (15 oz/425 g each) white beans, drained and rinsed
1 can (4 oz/113 g) diced green chilies
1 cup (165 g) sweet corn, drained if canned
4 cups (960 ml) low-sodium chicken broth
1 teaspoon ground cumin
1 teaspoon dried oregano
½ teaspoon smoked paprika
½ teaspoon ground coriander
¼ teaspoon cayenne pepper, optional
½ teaspoon black pepper
¾ teaspoon salt, or to taste
4 oz (115 g) cream cheese, softened and cubed
½ cup (120 ml) heavy cream
1 tablespoon fresh lime juice
¼ cup fresh cilantro, chopped
Optional toppings
½ cup shredded Monterey Jack cheese
Sliced avocado
Extra fresh cilantro
Lime wedges
Sliced jalapeños
Crushed tortilla chips
A spoonful of sour cream
Instructions
1. Prepare the ingredients
Finely chop the onion and mince the garlic. Drain and rinse the white beans, drain the corn if using canned corn, and cut the cream cheese into small cubes.
Pat the chicken dry with paper towels. Keeping the cream cheese at room temperature for a short time helps it melt smoothly into the chili.
2. Sauté the onion and garlic
Heat the olive oil in a large Dutch oven or heavy-bottomed pot over medium heat.
Add the chopped onion and cook for 4–5 minutes, stirring occasionally, until soft and translucent.
Add the minced garlic and cook for another 30 seconds, just until fragrant. Avoid browning the garlic too much.
3. Add the seasonings
Stir in the cumin, oregano, smoked paprika, ground coriander, cayenne pepper if using, black pepper, and salt.
Cook for about 30 seconds to release the spices’ aroma.
4. Cook the chicken
Add the chicken breasts or thighs, white beans, green chilies, corn, and chicken broth.
Stir gently to distribute the ingredients and bring the mixture to a gentle boil.
Reduce the heat to medium-low, cover partially, and simmer for approximately 15–20 minutes, or until the chicken reaches an internal temperature of 165°F (74°C).
Cooking time will depend on the size and thickness of the chicken pieces.
5. Shred the chicken
Remove the cooked chicken to a clean plate. Let it rest briefly, then shred it with two forks into bite-sized pieces.
Return the shredded chicken to the pot.
For a thicker chili, mash about ½ cup of the cooked white beans with a fork and stir them into the broth.
6. Add the cream cheese
Reduce the heat to low. Add the softened cream cheese a few cubes at a time, stirring until each addition melts into the broth.
For an extra-smooth result, whisk the cream cheese with a small ladleful of hot broth in a separate bowl before adding it to the pot.
Keep the heat gentle to help prevent the dairy from separating.
7. Stir in the cream
Pour in the heavy cream and stir until the chili becomes creamy and uniform.
Simmer gently for another 3–5 minutes without allowing it to boil vigorously.
If the chili is too thick, add a little extra chicken broth. If it is too thin, simmer uncovered for a few additional minutes or mash a few more beans.
8. Finish with lime and cilantro
Turn off the heat and stir in the fresh lime juice and chopped cilantro.
Taste and adjust the salt, pepper, or lime juice as needed. Allow the chili to rest for 3–5 minutes so the flavors can come together.
9. Serve and garnish
Ladle the hot chili into bowls. Top with shredded Monterey Jack cheese, avocado, fresh cilantro, jalapeños, or crushed tortilla chips.
Serve with warm cornbread, crusty bread, or warm tortillas for a hearty and comforting meal.
Nutrition Information
Estimated nutrition per serving, based on 6 servings and including the cream cheese and heavy cream but excluding optional toppings.
Nutrient Approximate amount
Calories 430–520 kcal
Protein 35–43 g
Total fat 19–27 g
Saturated fat 9–14 g
Carbohydrates 25–33 g
Dietary fiber 6–9 g
Total sugars 3–6 g
Cholesterol 120–160 mg
Sodium 600–950 mg
Nutrition values vary depending on the chicken cut, bean variety, broth, dairy products, and amount of salt used.
Allergen Information
– Contains: Milk and dairy products from cream cheese and heavy cream.
– May contain: Soy or other allergens depending on packaged broth, canned chilies, and seasoning ingredients.
– Nuts: No peanuts or tree nuts are intentionally included.
– Gluten-free: The recipe can be gluten-free when all packaged ingredients are verified gluten-free.
– Lower-dairy option: Use less cream cheese and replace the heavy cream with additional broth, although the chili will be less rich.
Helpful Tips for the Best Creamy White Chicken Chili
– Use chicken thighs for extra tenderness: Chicken breasts work well too, but thighs are more forgiving if simmered a little longer.
– Rinse the beans: This removes excess canning liquid and helps keep the flavor clean.
– Mash some beans: This is an easy way to thicken the chili without adding flour or cornstarch.
– Soften the cream cheese: Room-temperature cream cheese blends more smoothly than cold cubes.
– Keep the heat low after adding dairy: A gentle simmer helps create a creamy texture without separation.
– Add lime at the end: Fresh lime juice brightens the rich broth and balances the creaminess.
– Adjust the spice level: Use mild green chilies for a family-friendly version or add jalapeños and cayenne for more heat.
Delicious Variations
Slow Cooker Creamy White Chicken Chili: Add chicken, beans, onion, chilies, corn, broth, and seasonings to the slow cooker. Cook on LOW for 4–6 hours or HIGH for 2–3 hours, until the chicken reaches 165°F (74°C). Shred the chicken, then add cream cheese and cream near the end and stir until smooth.
Spicy White Chicken Chili: Add chopped jalapeños, extra cayenne, or a little chipotle powder.
White Chicken Chili with Rotisserie Chicken: Use about 3–4 cups shredded cooked chicken. Simmer the broth, beans, vegetables, and seasonings for 15–20 minutes, then add the chicken and finish with the dairy.
Extra-Cheesy White Chicken Chili: Stir in ½ cup shredded Monterey Jack or pepper Jack cheese at the end.
Lighter Creamy White Chicken Chili: Replace the heavy cream with milk and use reduced-fat cream cheese. Keep the heat low to maintain a smooth texture.
White Chicken Chili with Spinach: Stir in two handfuls of fresh baby spinach during the final 2–3 minutes of cooking.
What to Serve with White Chicken Chili
– Warm cornbread
– Flour or corn tortillas
– Crusty bread
– Avocado and tomato salad
– Lime-dressed green salad
– Roasted vegetables
– Tortilla chips with salsa
Storage and Reheating
– Refrigerator: Store in an airtight container for 3–4 days.
– Freezer: Freeze in airtight portions for up to 2–3 months for best quality. The dairy may separate slightly after thawing.
– Stovetop reheating: Warm over low to medium-low heat, stirring frequently. Add a splash of broth if needed.
– Microwave reheating: Heat in short intervals, stirring between each interval, until the center reaches 165°F (74°C).
– Food safety: Refrigerate leftovers within 2 hours of cooking and avoid leaving the chili at room temperature for extended periods.
Frequently Asked Questions
Can I use canned chicken?
Yes. Drain it well and add it after the beans and broth have simmered with the seasonings. Since it is already cooked, it only needs to heat through before adding the cream cheese and cream.
How do I make the chili thicker?
Mash some of the white beans, simmer uncovered for a few minutes, or add a little extra shredded cheese. Avoid adding too much cream or broth if you prefer a thick consistency.
Can I make this chili without cream cheese?
Yes. Add extra heavy cream and a little shredded Monterey Jack cheese, or use a small amount of plain Greek yogurt stirred in off the heat. The flavor and texture will differ slightly.
Why did my creamy chili separate?
Dairy can separate when heated too aggressively. Keep the heat low after adding the cream cheese and heavy cream, and avoid a vigorous boil.
Can I make it ahead of time?
Yes. Prepare the chili through the chicken-and-bean stage, cool it promptly, and refrigerate. When ready to serve, reheat gently and add the cream cheese, heavy cream, and lime juice.
Which beans work best?
Great Northern beans and cannellini beans are both excellent. Great Northern beans are slightly smaller, while cannellini beans are larger and creamier.
Serving Suggestion
Serve this Creamy White Chicken Chili in deep bowls with melted cheese, fresh cilantro, avocado, and a squeeze of lime. Add warm cornbread or tortilla chips on the side for a cozy, satisfying dinner the whole family can enjoy.
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